* Purchase rates/fee based upon Buyers Advantage Program, call for details.  All rates quoted are based upon 30 day rate lock, 720 credit score or higher, 80% Loan To Value, Fully Documented Income, 1 unit Single Family Residence.  APR may vary and is based upon exact lender costs and includes estimated 3rd party costs for appraisal, title and closing. Loans based upon escrow impounds for property taxes and property insurance.  Total cost will include prepaid taxes/insurance reserves.  The actual rates quoted to you may vary depending on a number of factors unique to your personal situation and loan scenario.